Plan Today. Retire Worry-Free.
Retirement is not the end—it’s a new beginning. But to enjoy it fully, you need financial freedom. At Invest RT, we help you build a customized retirement plan using mutual fund solutions that align with your goals, lifestyle, and risk profile.
Why Plan for Retirement?
Most of us will spend 20–30 years in retirement. Without a regular income, inflation and healthcare costs can quickly erode your savings. A well-structured retirement plan ensures:
- Regular income in your golden years
- Protection against inflation
- Peace of mind for you and your family .
1. Assess Your Needs:
Estimate your retirement age, desired lifestyle, and expenses.
3. Choose the Right Funds:
We recommend a mix of equity, hybrid, and debt mutual funds tailored to your time horizon and risk appetite.
2. Define the Goal:
Calculate the retirement corpus you’ll need based on inflation-adjusted projections.
4. Monitor and Adjust:
With regular reviews and rebalancing, your plan stays on track—even when markets don’t.
- Systematic Investment Plans (SIPs): Build your corpus steadily with monthly investments.
- Target-Date Funds: Automatically shift from equity to debt as you approach retirement.
- Annuity-Linked Mutual Fund Portfolios: Create post-retirement income with SWP (Systematic Withdrawal Plans).
- Tax-Efficient Retirement Investing: Maximize benefits under Section 80C and other provisions.
- 100% Paperless Process
- AMFI Certified Distributor
- Transparent & Trackable Investments
- Personalized Portfolio Reviews
HOW SWP WORKS AS BEST OPTION FOR RETIREMENT SOLUTION
Here is the updated SWP chart including the monthly withdrawal amount based on a ₹15 lakh investment:
Annual Withdrawal
₹1,20,000
Monthly Withdrawal
₹10,000
Expected Return
12% CAGR
Time Horizon
20 Years
| Year | Opening Corpus (₹) | Monthly Withdrawal (₹) | Annual Withdrawal (₹) | Growth (₹) | Closing Corpus (₹) |
|---|---|---|---|---|---|
| 1 | 15,00,000 | ₹10,000 | ₹1,20,000 | ₹1,65,600 | ₹15,45,600 |
| 5 | 17,17,937 | ₹10,000 | ₹1,20,000 | ₹1,91,752 | ₹17,89,690 |
| 10 | 21,73,770 | ₹10,000 | ₹1,20,000 | ₹2,46,452 | ₹23,00,222 |
| 15 | 29,77,103 | ₹10,000 | ₹1,20,000 | ₹3,42,852 | ₹31,99,955 |
| 20 | 43,92,849 | ₹10,000 | ₹1,20,000 | ₹5,12,742 | ₹47,85,591 |
Total Withdrawn
Over 20 Years ₹24,00,000
Corpus Growth:
From ₹15,00,000 to nearly ₹48,00,000
